IndusInd Bank

PERSONAL LOAN

We all have dreams. We often dream of a refreshing holiday trip, a perfect wedding, to renovate our home or to buy that cool gadget. You can realise all your dreams with IndusInd Personal Loan scheme. Some of the salient features of IndusInd Personal Loan are

1. Simple documentation, quick processing and speedy disbursal
2. No collateral or guarantor required
3. Convenience of doorstep service
4. Loan transfer option to get rid of a high interest rate loan

IndusInd Personal Loan facility is available at nearly all the cities in India.

Eligibility Criteria

Salaried	Self-employed
21 - 60 years	25 - 65 years
Min. salary 25 k per month	Min. yearly post tax income is 4.8 lakh
Min. 2 years of work exp. With 1 year in current organization	4 -5 years of post qualification experience
Min, 1 year in current address if rented	-

Documentation Required

Salaried	Self-employed
Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card	Proof of Identity- Passport/ Driving License/ Pan Card/ Voter ID Card
Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport	Proof of Residence- Leave and License Agreement/ Utility Bill/ Passport
Last 3 months bank statement	Last 6 months bank statement
Salary slip for 3 months	Audited income proof (ITR) for last 2 years
-	Office address and Business continuity proof

Interest Rates & Other Charges

Interest Rates	11.49% - 32%
Processing Fee	0-2.5% of loan amount
Prepayment Charges	4% of Principal Outstanding
Payment Dishonour Charge	450 INR
Loan cancellation Charge	1000 INR
Loan Re-booking charge	1000 INR

So, whatever your dream is, don’t wait anymore and apply at IndusInd Personal Loan to get hassle free loans.

HOME LOAN

IndusInd Home Loan provides easy loans to realise your dream of having your own beautiful home. IndusInd home loans provide flexible interest rates, easy payment options and fast disbursal. IndusInd also offers pre-approved home loans for chosen projects.

Documents Required

Salaried	Self-employed Professional	Self-employed Non-professional
Application form	Application form	Application form
Identity, Address proof	Identity, Address proof	Identity, Address proof
Last 6 months bank statement	Last 6 months bank statement	Last 6 months bank statement
Last 3 months salary slip	Last 3 months salary slip	Last 3 months salary slip
-	Last 3 years IT returns	Last 3 years IT returns
-	Last 3 years audited P & L and Balance sheet	Last 3 years audited P & L and Balance sheet

Interest Rates and other charges

Interest Rates

9.50% - 11.0%

IndusInd provides Home loan in various cities across India at attractive rates and quick disbursal.

GOLD LOAN

IndusInd Gold Loan offers spectrum of opportunities. IndusInd Gold Loan can be used to serve plethora of needs such as

• Education for children
• Business expansion or working capital needs
• Down payment for purchase of property and vehicle
• Agricultural needs
• Medical emergency and others

IndusInd offers easy gold loan. One can walk in with gold and walk out with loan instantly.

Eligibility Criteria

IndusInd Gold Loan allows its patrons to walk into any of its Gold Loan counters and avail loan provided they are in the age bracket of 21 - 70 years. IndusInd Gold Loan offers most attractive per gram rate coupled with fast documentation process.

Interest Rates and Other Charges

Interest Rates	12.0% - 15.5%
Processing Fee	1% with min. Of 750 INR
Late payment charge	24% per annum

Documentation Required

• Two passport size photograph
• Identity proof such as Passport, PAN Card, Driving License, Aadhaar Card, Voter Card
• Address proof such as Passport, Lease Agreement, Utility Bill

If you need to avail a short-term loan at lower interest rates, IndusInd Gold Loan is a very useful financial instrument to go with.

LOAN AGAINST PROPERTY

IndusInd Loan Against Property (LAP) offers mortgage loan against property at attractive interest rates for long tenures. So, if your loan requirement is high and you want a longer payout period IndusInd Loan Against Property is the best loan instrument for you. IndusInd offers quick disbursal and hassle-free documentation process for the IndusInd Loan Against Property.

Some of the key features of IndusInd Loan Against Property are

1. Loan upto 75 Lakh and above
2. Flexible interest rates ranging from 11% - 13.5%
3. QUick disbursal
4. Hassle-free documentations
5. 2% Processing fee
6. 6 months bank statement and 3 months salary slip

If you want to avail higher loan amount for any of your personal or business needs for a longer loan tenure, IndusInd Loan Against Property is the right financial tool for you.